A few small changes in your daily routine can make a big difference to your overall spend in a year. Do you eat out at lunch every day? Try bringing a packed lunch instead. Spending a little too much on sugary treats or alcohol? Try cutting back a little and saving the money instead. Start saving today and tomorrow (or a certain point in the not too distant future, probably during the summer sometime) will be that much easier to manage financially. Do it old fashioned style by chucking the pounds you would’ve spent into a piggy bank. It’s the consistent trimmings of everyday life that will make a big difference, and that holiday will be all the more enjoyable as a result.