Evaluation is always done when you want to use your property to get some equity, take a loan, or you want to purchase a home. The lender uses an independent bank valuer to put a dollar value on a property. Valuers are generally conservatives, so it is essential to know what reduces or increases the value of your property. The cost of your property determines the amount of money the bank will give ...
finance
5 Tips to Getting Financing for a New Home in Delaware
First-time homebuyers face several challenges. First, most of them have student loans to pay and may not have been saving for a down payment on a house. Second, they may have low wages. Lastly, the first home is always expensive. Due to these reasons, many people opt to buy homes at a later stage in life when they have high-salaried jobs. However, you can always turn to finance when purchasing a ...
Investment tips for parents from Moneyfarm and Which?
As soon as you fall pregnant, you start thinking about your child's future. What will they look like? How will they be and how do you support them to achieve their dreams not only emotionally but also financially. Mortgage Advisors Moneyfarm know about the challenges parents face when saving for their children's future and have teamed up with Which? to create 'Once in a Lifetime', a series full ...
How to improve your credit rating in 10 simple steps
Whenever you apply for a mortgage, loan or something as small as a mobile phone contract, companies will run a credit check on you. This allows them to generate your credit score and judge how likely you are to repay your debt. The better your credit score, the higher the chances of you being accepted for the financial product of your choice but, of course, there are also loans for people with ...
Using credit cards for cashbacks
Everyone loves a good discount, getting the most out of a cheap sale, clubcard points or receiving freebies. But let’s be honest, when it comes to perks, nothing beats having cold, hard, tax-free cash back in your hand. It’s fluid, it’s flexible, and you can spend it on whatever you wish. And the great news is that the more competitive the world of supermarkets and household goods stores get, the ...
Saving for your baby’s financial future
When starting a family, there are many things you will think about: What will be your baby’s gender? Which name will you choose and how are you going to decorate the nursery? But once the initial excitement is over and the idea of becoming parents has set, you will start to think about the serious things coming towards you. How will you cope financially? Will you go back to work or will you be a ...