You think homework and their hobbies are all young people should think about? Think twice! Your children's late teenage years and early twenties don't only create a valuable foundation for their education and later career, they're also the years that see them making their first financial choices. And you want them to be smart ones, right? To help young people understand the impact of a bad credit ...
debt
Using credit cards for cashbacks
Everyone loves a good discount, getting the most out of a cheap sale, clubcard points or receiving freebies. But let’s be honest, when it comes to perks, nothing beats having cold, hard, tax-free cash back in your hand. It’s fluid, it’s flexible, and you can spend it on whatever you wish. And the great news is that the more competitive the world of supermarkets and household goods stores get, the ...
How to reduce your debt
It's easy to get into debt, but it's really tough to work your way out of the debt trap and get your finances under control again and that's why I've asked a couple of my blogging buddies for their advice. Before I'll let you in on their finance secrets however, I want to tell you about a debt reduction option that you might not have heard of before: a debt consolidation loan from a peer-to-peer ...
How to Recover from Credit Card Debt
Credit cards can be a blessing and a curse. While they may be effectively used to help with everyday money management, it’s easy for credit card debt to rapidly build up – particularly following unexpected changes in circumstance which prevent you from paying the whole balance off every month. If you are currently juggling multiple credit card debts, one of the quickest ways to recover is to use a ...
Did you talk about each other’s finances?
Dating is exciting. You get to go to nice restaurants, visit exhibitions or have picnics in the park. Long discussions and question after question, you find out more about the potentially new person in your life. You learn about hobbies and interests, dislikes and likes, but do you find out about about your Romeo's finances? Do you know, if he is able to look after his direct debits and doesn't ...