Bankruptcy is a legal status for which any American or business can file when they are in the worst financial state possible. People and enterprises can opt to file bankruptcy if they cannot repay their debts. The constitution allows two types of bankruptcy: Chapter 7 and 13 bankruptcy. Chapter 7 allows debtors to liquidate your assets to cover your liability, while chapter 13 creates a structured ...
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5 Ways to Pay Less for Your Monthly Phone Bill
It’s not hyperbole to suggest most of us are pretty dependent on our smartphones. But that dependency comes at an increasing cost. Tariff prices seem to rise every year, handsets are becoming more and more expensive, mid-contract price hikes are not uncommon. But what can we do about it? We become financially savvy. We find the best deals and actually pay less for our monthly phone bill rather ...
Perfect Gifts for Tweens and Early Teens
Tweens and early teens can be so tricky to buy for, can’t they? They are just growing out of the toys phase yet they are often too young to really be interested in clothes, sneakers and makeup, which can make this a difficult age to buy for. This is why we are sharing with you a few perfect gift ideas for tweens and early teens today, in the hope that we can help you out. The gift or ...
How to Speak to Your Children About Divorce
Divorce can be an extremely difficult time for a family, even if it is completely amicable. You need to make sure that you take the time to explain what is happening to all members of the family, especially your children. Here are some tips to help you speak to your children about your divorce. Ask the Experts While news of your divorce should come from you, don’t hesitate to ask experts like ...
How to save money on groceries
Want to reduce the cost of your shopping bill? Don’t we all. If you’re looking for some tips and ideas on cutting down your weekly groceries, check out these simple pointers. From trying own-brand products to shopping online, there are loads of things that can really make a difference when you’re watching the pennies. Opt for Own-Brand Goods You can really slash your shopping bill by plumping ...
Helpful Tips For A Smooth Divorce
Getting divorced is rarely easy and often, there can be a lot of raw emotions that surround the legal matters that need to be handled. For many people, having a smooth divorce is very difficult as they don’t let themselves handle it properly and fall into the trap of arguing with their partner. For this reason, we have put together some helpful tips that can help you to have a smooth divorce. ...